Choose your membership

Try it free for 30 days

Essential

Everything you need to get on track

$48/month

$45/month

$40/month

$48 billed every month
$135 billed every 3 months
$480 billed every year
  • Your own dedicated Fruitful Guide

  • Three 1-on-1 sessions up front to get you on track to hit your goals with confidence

  • A built-for-you money system that automates your finances and simplifies your life

  • Annual check-in session to stay on track

  • Anytime messaging

  • 5.00% APY¹ on all of your cash

  • Professional investment management

Plus

With even more ongoing advice

$148/month

$138/month

$125/month

$148 billed every month
$415 billed every 3 months
$1,498 billed every year

On-demand 1-on-1 sessions anytime

  • Your own dedicated Fruitful Guide

  • Three 1-on-1 sessions up front to get you on track to hit your goals with confidence

  • A built-for-you money system that automates your finances and simplifies your life

  • Annual check-in session to stay on track

  • Anytime messaging

  • 5.00% APY¹ on all of your cash

  • Professional investment management

© Fruitful 2025 — All rights reserved. “Fruitful” refers to Fruitful, Inc. and its wholly-owned, affiliated, and separately managed subsidiaries, Fruitful Financial, LLC and Fruitful Advisory, LLC, an SEC-registered investment adviser. To learn more about Fruitful Advisory, LLC please view its Form ADV Part 2 and Form CRS available at www.adviserinfo.sec.gov. Registration with the SEC does not imply any level of skill or training. This information is provided by Fruitful for educational and illustrative purposes only and is not considered an offer, solicitation of an offer, advice, or recommendation to buy, sell, or hold any security. All investing involves risk, including the risk of losing the money you invest and past performance does not guarantee future performance. Only members of Fruitful have access to products and services across the Fruitful affiliates and subsidiaries.

Investment products and services provided by Fruitful Advisory, LLC are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE.

Fruitful is a financial technology company, not a bank. Deposit accounts provided by Emigrant Bank, Member FDIC. The Fruitful Card is issued by Emigrant Bank pursuant to license by Mastercard International Incorporated.

¹ The Annual Percentage Yield (APY) is accurate as of XX/XX/YEAR. The interest rate and corresponding APY is variable and set at our discretion. Interest is compounded daily and paid monthly. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.

All plans include access to:

Advice

Dedicated advice from your Fruitful Guide, a CFP® Professional who helps with everything money touches.

Illustration of a man watering plants while talking to a nieghbour

Support

1-to-1 video sessions with a tailored roadmap and regular progress check-ins, quick syncs and anytime messaging.

Illustration of a woman distributing fruits across different baskets

Save & Spend

5.00% Annual Percentage Yield1 Cash Accounts and access to Fruitful Card, with no account fees or interest charged ever.

Illustration of hands with money and a sunflower

Invest

Tailored investment portfolios with support at every step and no management fees.

© Fruitful 2025 — All rights reserved. “Fruitful” refers to Fruitful, Inc. and its wholly-owned, affiliated, and separately managed subsidiaries, Fruitful Financial, LLC and Fruitful Advisory, LLC, an SEC-registered investment adviser. Benefits of a Fruitful membership are made available by Fruitful to members with an active subscription.

To learn more about Fruitful Advisory, LLC please view its Form ADV Part 2 and Form CRS available at www.adviserinfo.sec.gov. Registration with the SEC does not imply any level of skill or training. All investing involves risk, including the risk of losing the money you invest, and past performance does not guarantee future performance. This information is not considered an offer, solicitation of an offer, advice, or recommendation to buy, sell, or hold any security.

Fruitful is a financial technology company, not a bank. Deposit accounts provided by Emigrant Bank, Member FDIC. The Fruitful Card is issued by Emigrant Bank pursuant to license by Mastercard International Incorporation.

¹ The Annual Percentage Yield (APY) is accurate as of XX/XX/YEAR. The interest rate and corresponding APY is variable and set at our discretion. Interest is compounded daily and paid monthly. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.